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ANC On The Money: Personal Finance for Entrepreneurs





It will also ensure that you are paying a much, much lower rate of interest than you would be paying on your cards. By shopping around you can usually find some very good deals available from the major lenders. And don't forget to try and haggle down the rate you are offered. Tell them you have a better deal on the table across the street. 

We need to know which types of investment they are considering when they ask "what is the first step to investing?" Many newcomers to the world of investments think only of stocks and shares but there are of course many more options out there. Some of which are possibly far better for beginners. 

A re-mortgage for example 4. Would getting a part-time job help rather than taking out a loan? Equally important if someone decides to go ahead is making certain that the loan they are taking out is the cheapest they can get. A great way to do this is to shop around and compares prices and costs exactly the same as for making any major purchase. 

They introduced things such as traded options, short selling, unit trusts and even debt-equity swaps which were revolutionary at the time. After the early success of those Dutch pioneers other countries soon began to see how they could copy this new trading model. Perhaps the most successful were the English with the London Stock Exchange. 

Just telling them that they will make more money in the long run won't cut it. You need to present a well thought out case as to why it makes sense to consolidate your existing loans. You need to sit down and work out a plan before you even think of contacting them. In that plan you need to be able to tell them how your bad credit came about. 

If you were asked to help someone out would you trust them if they lied to you? Of course you wouldn't and neither will the loan companies. They are looking for people to lie to them on their applications and they are very good at spotting the tall tales. They have a lot of practice! So what do you say to them?